Raj Narad must have made lots of friends through his business dealings. Easy finance was his specialty: home loans, business loans, low-doc loans. And from his office in Melbourne's West Footscray, he also ran a surprisingly strong trade in extending a helping hand to hopeful immigrants from the Indian subcontinent.

At least 227 young men and women from India appear to have called on Mr Narad in the past 18 months, all desperate to vault that last hurdle in their immigration applications: each needed just five more points of qualification to secure a residency visa under the Federal Government's general skilled migration program.

http://business.smh.com.au/the-bank-and-the-visa-scheme/20071126-1cz6.html