just about to embark on new phase down under (scared or overjoyed? bit of both!!) - I have a temporary partner visa and my partner has PR. It looks like the sale of my house will complete before we go - so my question is this - I'll end up with around 80k gbp - do I need to transfer it over to make the most tax efficient use of interest etc - and what happens if I leave some behind and transfer it later - do I get hit by cgt? The thing is I don't neccessarily want to take it all as obviously it may not work out and I may come back. Any advice would be apprecriated....